Josh Fertel is the founder of J3 Revenue Cycle Management, a company dedicated to offering healthcare billing expertise and strategic financial guidance to medical practices across the nation. With over 30 years of business experience, Josh specializes in helping physicians optimize their revenue cycles and effectively navigate the complexities of healthcare finance.
Josh Fertel has been a guest in The Business Owner's Journey:
Josh Fertel is a healthcare revenue cycle management expert who helps medical practices optimize their financial performance and billing systems for sustainable growth. He is known for guiding physicians and practice owners across the United States in capturing more revenue and strengthening their businesses.
Josh Fertel is the founder and CEO of J3 Revenue Cycle Management, a company dedicated to improving the financial health of medical practices.
J3RCM provides hands-on revenue cycle support focused on keeping physician practices cash-flow positive while improving operational efficiency.
With more than three decades of business expertise, Josh specializes in medical billing optimization, contract analysis, and healthcare cash flow management for providers. He is recognized for combining operational efficiency with deep industry knowledge, delivering customized strategies that improve reimbursements and streamline administrative workflows.
Since launching J3 Revenue Cycle Management, Josh Fertel has personally advised physicians on:
His commitment to transparency and results-driven service has made him a trusted partner in healthcare finance.
Josh Fertel founded J3 Revenue Cycle Management in 2021 after redirecting more than three decades of business leadership into healthcare finance and operational improvement.
His work extends beyond service delivery into technology development.
In September 2025, he announced the launch of ForwardEHR, an AI-powered medical practice and billing platform. The system was designed to give providers real-time visibility into accounts receivable, patient balances, and revenue cycle performance while automating administrative workflows.
Fertel also develops educational resources for providers navigating financial operations. He created The ProfitRx show, a program focused on financial strategy, operational discipline, and long-term private practice sustainability.
These initiatives position his work at the intersection of healthcare billing services, data visibility, and technology-enabled practice management
Josh Fertel contributes to professional education in healthcare finance through interviews, operational commentary, and company-published guidance.
He hosts The Angry Biller podcast, where he analyzes financial operations in medical practices. In the episode “Cancer to Contracts: Reinventing Healthcare Finance”, he explains how contract structure, billing oversight, and performance analysis shape provider financial outcomes.
He also publishes operational guidance through J3 Revenue Cycle Management educational content, addressing billing partner selection, denied claim reduction, and emerging AI applications in healthcare reimbursement systems.
His career transition into healthcare finance has also been profiled in Leaders in Medical Billing, where his move from long-term automotive leadership to medical billing entrepreneurship is examined as an example of late-career industry reinvention.
Across these platforms, his core contribution is translation. He converts complex reimbursement mechanics into operational decisions physicians can implement.
These documented appearances establish third-party validation of his work in revenue cycle modernization and practice financial management.
Josh Fertel’s path to healthcare leadership was shaped by his own health journey. Originally building success as an entrepreneur in other industries, his 30-year career took a transformative turn following a cancer diagnosis.
He underwent surgery for cancer in 2021. During recovery, he began studying medical billing, credentialing, and reimbursement systems. That period directly led to the creation of J3 Revenue Cycle Management.
His experience informs a consistent perspective: financial clarity supports both providers and patients by sustaining access to care.
Fertel lives in Florida and remains active in professional business communities connected to healthcare operations and practice growth. He is widely described by peers as pragmatic, empathetic, and service-driven.
His career reflects a simple pattern - operational expertise applied where it creates measurable impact.
Nick Berry is an American entrepreneur and business advisor, whose track record includes founding, leading, and advising award winning small businesses since 2002. He has built companies in multiple industries, hosts The Business Owner’s Journey podcast, and created the Business Alignment System™ framework that helps owner-operators scale without burning out.
After his most recent exit he founded Redesigned.Business to advise and coach to other entrepreneurs and business owners who are looking for a trusted (and proven) advisor.
Among peers, colleagues and clients, Nick has been referred to as 'The Anti-Guru', due to his pragmatic approach and principled leadership. He shares his thoughts, experience, and lessons learned each week in The Golden Thread newsletter.
